ENGINEERING

Offering insurance solutions to contracting firms engaged in construction projects, government related projects like laying of roads,
building bridges, ports, tunnels, dams, desalination plants, power projects, cable laying, (onshore and offshore), pipeline projects, and
so on.

> Contractors All Risks:
Cover any unforeseen and sudden physical loss or damage from any cause, in a manner necessitating repair or replacement to
contract works, construction plant, equipment and machinery . This policies provides protection throughout the construction period
followed by maintenance, if any.

> Contractors plant & Machinery All Risk:
Covers all kind of plant, equipment tools etc., up to the full values declared by the ensured, on the annual basis for the duration of
a contact.

> Electronic Equipment:
Covers any loss %/or damage to Computers, Laptops, Digital/Video cameras etc… caused by any insured peril e.g. fire, lighting, acts
of God while at work, rest, being being dismantled, moved, cleaning, inspection etc…

> Machinery Breakdown:
Covers all kind of static plant equipment and tools, usually factories, refrigeration units etc.,
That require such type of policy to protect their assets.

MEDICAL INSURANCE

We provide all types of group and individual medical insurance with added value benefits and tailor made coverage as per organization
requirements without overworking their budgets.

Motor Insurance:
Motor Insurance is a type of insurance policy that consumers can purchase for cars, motorbikes, vans and other motor vehicles. It
covers the Insured against the cost of repairing a vehicle following an accident, theft or damage; and against any liability claims.
Owning or driving any motor vehicle means taking risk for yourself and others.

Al Maha provide a broad range of insurance services to meet the needs of the Companies, Business Establishments, Organizations, and
Individuals.In Motor Insurance we offer the following motor insurance:

> Comprehensive Car Insurance
> Third Party Car Insurance

FIRE INSURANCE

Fire insurance policy covers all immovable and movable property located in a particular premises such as building, plant and
machinery, furniture, fixtures, fitting and other contents, stocks and stock in process along with goods held in trust or in commission
including stocks at suppliers/ customer’s premises, machinery temporarily removed from the premises for repairs against loss or
damage by fire.

MARINE INSURANCE

Al Maha offers a broad range of insurance services to meet the needs of the Companies, Business Establishments, Organizations, and
Individuals.

> Marine Cargo Insurance:
Covers cargo against loss and/or damage during transit by sea, air or land caused by the perils incidental to the mode of transit, as
may be agreed. A variety of insurance covers to take for your needs are available, be it any kind of general cargo or specialized cargo.
Coverage is available for transit risks as well as for war & strikes risks, Policies may be issued to cover single consignments, or
shipment over the period of time.

>Marine Hull Insurance:
This type of insurance provides covers against loss/or damage to vessels/ships hull Machineries, Materials and other
equipment of the vessels including collision/PTLIP&I risks.

PROPERTY INSURANCE

Your Buildings, Business Establishments, Factories, Warehouses, Stocks, Offices and other movable and immovable properties are
vulnerable to losses caused by natural and industrial accidents against which we insure you.

> Fire and Allies Perils and Insurance covers loss and damage arising out Fire, Lighting, Explosion, Earthquake, Storm, Flood, impact,
Malicious Damage, Civil Commotion, Subsidence, spontaneous Combustion, Sprinkler Leakage, Burglary etc.

> Property all risk insurance has a wider form of protection which which covers All Risks of physical loss or damage to properties,
Machineries, Stocks, etc. subject to certain exclusions.

> Consequential loss insurance covers business establishments from financial losses caused by interruption of their business
following loss of or damage to the property from insured perils.

> House Holders Comprehensive Insurance covers loss of damage to the Contents whilst contained in the insured Building.
? Plate Glass insurance covers breakage of fixed plates glass due to any cause not otherwise expected.

TRAVEL INSURANCE

Travel insurance policy can be availed by any person travelling abroad as an “Individual Policy” or by an Employer as a “Group Policy”
covering named executives & staff who are travelling abroad frequently on annual basis.

Workmen Compensation
Workmen compensation policy which tells indemnify the employer against all sums payable under the

Labour Law and to pay
compensation to any employee due to an accident arising out of and in the course of employment.

> Personal Line:
We have various type of Medical Insurance schemes especially designed to suit the needs of the individuals, families and group of
employees covering medical expenses such as In-patient | Out-patient treatment availed by the insured persons up to the stated limits
and sub-limits mentioned in the policy.

> Group Health
>Individual Personal Accident

LIABILITY INSURANCE

Protects you and your business from all types of legal liability.
More details of each coverage is listed within policy wording.